1. Define Your Relationship Legally: Since most states don’t recognize common-law marriage, unmarried couples should document their relationship with a cohabitation agreement or domestic partnership agreement to clarify their intentions and protect their interests. This agreement can outline financial responsibilities, asset division, and healthcare decision-making rights.

2. Update Beneficiary Designations: Certain assets, like life insurance policies, retirement accounts, and bank accounts, allow you to name beneficiaries. Ensure your partner is listed as the primary beneficiary so they inherit these assets directly upon your passing.

3. Consider Joint Ownership: Owning property jointly with rights of survivorship ensures that the surviving partner automatically inherits shared assets, such as a home, without the need for probate.

4. Create a Will and Establish Trusts: A will outlines how your assets should be distributed, who will manage your estate, and, if applicable, guardianship for children. A revocable living trust can provide further control, privacy, and asset protection.

5. Assign Powers of Attorney
• Financial Power of Attorney: Grants your partner legal authority to handle financial matters if you become incapacitated.
• Healthcare Power of Attorney & Advance Directive: Ensures your partner can make medical decisions on your behalf if you're unable to do so.

6. Plan for Children and Dependents: If you share children, appoint a legal guardian in your estate plan to ensure their care in the event of your passing. Without this designation, custody decisions could be left to the courts.